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Leasing a horse

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Leasing a horse






What is the difference between loaning and leasing a horse?

Loaning a horse is usually without an annual fee, while leasing horse or pony will incur payment every year.

This type of arrangement is usually for competition horses or stud animals.

Where can I find a horse for loan?

There are many places you can look, such as local tack shops, papers, horse sites and magazines Horse Mart.

People advertise for many reasons.

Some can’t bear to sell their beloved pony that has been so faithful and loyal for many years.

Others may have financial problems and are looking for a temporary measure.


Horses and ponies can be very expensive to buy, so many people prefer to loan a horse rather than purchase one.

Leasing Pony



Loaning a horse or pony for a child that has just shown interest is a good way to begin.

Your child might have had several lessons in a riding school but having to look after a pony 24/7 is quite different.

In many cases the novelty wears off in the winter months.

If your child looses interest you will not have the worry of trying to sell the animal.

Horse loan agreement

It is strongly advisable to put everything down in writing for both parties concerned, even if you are loaning from a friend.

Circumstances can change, things can go wrong and the welfare of the horse should be paramount at all times.

Ideally the written agreement should be written up by a solicitor and should be faire and reasonable for both sides.

What should be included in the contract?

A leasing fee if any


How many months the lease or loan is for.

The review date and any notice required to cancel the agreement and return the horse.

It should state who is responsible for insuring the horse.

State what the horse can be used for.

Who is allowed to ride the horse?

If you include tack in good condition it should be returned in a similar condition.

In the event of a serious incident the owner should be contacted beforehand if the Vet is performing surgery or a full anaesthetic.

The owner needs the right to visit.

The horse should be regularly shod or trimmed.

Any vices, allergies or supplements should be noted in the agreement.

If the owner decides to sell the leaser could be given first refusal to buy.

Leasing a horse





Click here for a sample loan agreementBritish horse society


Leasing a horse > > Home

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How to measure a horse